HSBC becomes first big UK lender to cut its mortgage rates in 2026 | Interest rates

https://www.theguardian.com/business/2026/jan/04/hsbc-first-big-uk-lender-cut-mortgage-rates-2026?utm_source=chatgpt.com

Posted by xausar

8 Comments

  1. ClassicFlavour on

    Remember when it turned out HSBC had been money laundering for drug cartels and participating in a cartel to rig interest rates… It’s nice to see they have a good side.

  2. >We could potentially see sub-3.5% deals before the spring, with any luck,” Stirling said

    Shit. I locked in 3.99% for 5 years last April.

  3. absolutelysureithink on

    The fees that often are added to the mortgage balance by re-mortgage-ees can cncel out any saving of multiple short term products, as rates slowly move down.

    In other words, don’t sweat a percent or so over 3-5yrs.

  4. We fixed for 5 years just before the lettuce event – happy to have missed that spike.

  5. I can’t read the article but I’m fixing soon and have been checking the rates with HSBC. The 2 years 60% LTV is exactly the same has its been through December.