Hi, I need help with an insurance-related question. I have my bike insured with GVO for approximately EUR 60 per year. I made the insurance via Check24. This year, GVO decided that the new price would be EUR 160, so I tried to cancel it via Check24. Due to some technical issues, I was not able to do it through the app, but I contacted support, and they replied that the cancellation was done with the effective date of 31.12.2025. For me, that was fine, and I moved on.

Now I have just received an email from GVO saying that they will deduct EUR 160 from my bank account. It seems that Check24 made a mistake and I now have not one, but two insurance policies in parallel, which I believe should not be possible.

I am wondering what I can do in this situation. Can I simply not pay by refusing the direct debit, or what would be the correct approach?

I have written to both Check24 and GVO, but I have not received any answer so far.

https://i.redd.it/01xpcovhwpbg1.jpeg

Posted by Petrinl

1 Comment

  1. No, refusing to pay doesn’t solve the issue, just makes it worse. Contracts don’t disappear just because you refuse payment. You fix the issue by contacting GVO about it.

    > I have written to both Check24 and GVO, but I have not received any answer so far.

    The holidays just ended. Or will end after today depending on your state.