Foreign exchange reserves continued to grow at the end of the year in Bosnia and Herzegovina (BiH). As announced by the Central Bank of BiH (CBBiH), the foreign exchange reserves of the CBBiH as of November 30th 2025 amounted to 18.28 billionBAM, 643 million BAM more compared to the same period of the previous year. Net foreign assets amounted to 1.65 billion BAM, which is 283 million BAM more compared to 2024.
During 2025, a significant increase was also recorded in the currency board coverage ratio, which as of November 30th 2025 amounted to 109.9%. Monetary gold reserves increased to the highest level since the establishment of the CBBiH and amount to 3.5 tonnes.
The value of the gold reserves is estimated at 799 million BAM, making gold an increasingly important pillar of BiH’s monetary security under conditions of global financial uncertainty.
The net profit achieved by the CBBiH as of November 30th 2025 amounted to 289.77 million BAM, which, as they explained, exceeded the planned amount for 2025 of 276 million BAM.
During 2025, the CBBiH also recorded growth in profitability. Net profit as of November 30th amounted to 289.77 million BAM, which, as they explained, exceeded the planned annual amount of 276 million BAM.
Net interest income amounted to 320 million BAM, while the Bank’s capital and reserves rose to 1.72 billion BAM, which is 528 million BAM more than in 2024.