Vanguard has introduced Expert Insights, an AI-enabled portfolio analysis tool designed to help financial advisors deliver personalized investment guidance at scale.
The generative AI-powered tool, currently in pilot with select advisors, will be integrated into Vanguard’s Portfolio Analytics Tool later this year.
It is meant to provide on-demand insights and actionable guidance aligned with Vanguard’s methodology to advisors to improve client portfolios.
“Vanguard’s differentiation in portfolio analysis has always been objectivity, and the foundational LLM used in Expert Insights was developed from the same objective perspective and trusted reliability, combining our expertise with cutting-edge technology,” wrote Lauren Wilkinson, CIO of Financial Advisor Services at Vanguard, in an email.
Wilkinson said that Expert Insights was developed in-house by Vanguard developers using an undisclosed foundational LLM.
Vanguard’s annual portfolio analysis engagements with advisors have quadrupled over the past six years, according to the firm.
There is no cost associated with Expert Insights, which will be embedded within Vanguard’s open-access Portfolio Analytics Tool later in 2026. Once the tool has been embedded, any advisor can access the Portfolio Analytics Tool and Expert Insights by creating a free account on Vanguard’s advisor website (Vanguard funds do not have to be included in the portfolio). The Portfolio Analytics Tool will ask the advisor for the goals associated with the portfolio they are uploading, but it will not ask for their client’s name, according to Wilkinson.
In addition to Expert Insights, Vanguard has rolled out several tools to help financial advisors streamline client support in recent years, including Client-Ready Article Summaries, introduced in May of 2025, which use generative AI to create customizable synopses of market perspectives.
Another is its Stress Testing feature, available within the Portfolio Analytics Tool, which evaluates portfolio performance under extreme market conditions and simulates more than 75 market scenarios, including historical downturns.
Other tools include the Health Care Cost Estimator, which forecasts clients’ health care expenses, and the Social Security Calculator, which projects benefit amounts and optimal claiming strategies.
Amma Boateng, managing director of financial advisor services, said the tool reflects Vanguard’s commitment to innovation for advisors and their clients.
“When advisors share their portfolios with us, we can work together on a powerful goal: helping create better outcomes for investors,” Boateng said in a prepared statement.
Sid Ratna, head of digital and analytics for financial advisor services, emphasized the tool’s role in streamlining advisors’ work, allowing them to focus on client relationships.
“With Expert Insights, we’re providing advisors with a clear, straightforward way of communicating the advantages of their clients’ portfolios,” wrote Ratna in the statement.
In a previous interview with Wealth Management, Vanguard’s Wilkinson said that the firm’s roadmap would keep it in the assist and augment categories when it came to helping advisors with AI-driven tools.
“Vanguard will provide trusted AI insight for advisors, and the advisors will provide the judgment—our focus is to help advisors share complex research,” she said.