Huddersfield mum-of-five on Universal Credit has to use credit for food shop despite husband’s £50k salary
https://www.examinerlive.co.uk/news/cost-of-living/huddersfield-mum-five-universal-credit-29458652
Posted by Purple-Win-9790
Huddersfield mum-of-five on Universal Credit has to use credit for food shop despite husband’s £50k salary
https://www.examinerlive.co.uk/news/cost-of-living/huddersfield-mum-five-universal-credit-29458652
Posted by Purple-Win-9790
47 Comments
I’m surprised you can get UC when your husband earns £50k.
>”It just means if an emergency pops up like having to pay for an MOT or gas bill – even though it is more money, in the long run it allows me to make ends meet.”
Yeah, those emergency yearly MOT’s and monthly gas bills, absolute plank.
£1050 food bill for 6 weeks? What a load of bollocks.
Lol that picture of the kids (4 kids plus 18 year old dependant).
Getting UC when partner earns 50K. Doesn’t sound right. Does he live with her? Or are they scamming the DWP.
£50000 a year is over £4000 a month before tax. That’s more than double what I get as a sole income with two kids and I don’t get as much UC as they say they’re getting. Something about these figures doesn’t add up.
Edit: Also, one of these “kids” is 18 already. What’s he doing to alleviate this financial burden?
This is bs,they jointly massively exceed the limit.
So basically two parents on a minimum wage with 7 mouths to feed. Seems reasonable to me.
How about not having 5 kids you can’t afford to feed? Tax payer shouldn’t be funding this.
The article is not actually about universal credit, the word credit in the title twice is confusing people I think.
The actual point of the article is that despite a salary of 50k and universal credit she *still has to use Klarna* to get her grocery shopping on credit and repay it over 3 months.
“That’s right kids, get in close so we can get a picture for the piece about how your mum and dad are broke”
Can’t they just be left out of this?
You can outspend any amount of money if you keep pushing your lifestyle. 5 kids is, frankly, ludicrous and no, it’s not attainable on a £50k single income and nor it should it inherently be.
I’m a single income earner, I’ve got major issues with how “we ” are treated in the current tax/benefits regime, but this isn’t an example of that. This is nothing more than two people having kids they can ill afford, and being shocked that a house of 7 bloody people is an expensive game.
50k and they’re crying about being poor.
5 kids and they’re saying they’re poor.
The picture of the kids is fantastic! Every one is doing something different 😂
That Husband deffo spends a fortune on Onlyfans.
50 fucking K in Huddersfield.
You have to laugh out loud. Either the Dad is on the packet big time.
Sounds well weird, homeschooling prepper with 5 kids and 5 huge freezers spends all day cooking huge amounts of food.
I think this speaks volumes to just how bad pay is now in this country. $50k would have been a great wage 5 years ago, it is still in the top 10% but it’s not enough to feed a family.
>In recent months Laura says she had to use Klarna to afford groceries as she “can’t afford” to pay for a big shop upfront. Laura claims both she and Martin have both maxed out their credit cards after their energy bill shot up to £450-a-month from £200.
That’ll be it then. My guess is most of their monthly incomings are probably going towards paying debt.
50k isn’t as much as you think if the spouse doesn’t work. It’s certainly less than 2 people earning 25k pa once you factor in tax. For example, I saw someone work out that if you earn 132k, it’s the same actual income as a couple who both earn 50k. Tax has a way of punishing single income households (worse the more you get paid).
I know a bird from Luton who has 5 kids with 4 different blokes and she lives like a fucking Queen. Gets a load off money of the dickheads who dropped seed in that sewer and the government gave her a house that Sheikhs would be happy with.
As usual with articles like this, the situation is bemusing and there’s a distinct lack of financial details.
The husband’s talk home pay is roughly £3150pm (assuming he has no student loan and pays 5% into a pension). Add her £1k benefits and their household income is £4150pm.
Their energy bills are £450pm, their food shop is ~£700pm. We’re down to £3000.
Now onto assumptions: If they have a maxed out mortgage at best available current rates their monthly repayments would be £1655. We’re down to £1345 to cover council tax, car, water, broadband, mobile phones. That seems very doable.
The elephant in the room is debt. They’re using Klarna to borrow money because they’ve maxed out all their credit cards. They fucked up their finances and their solution is to try keep digging deeper instead of contacting a debt management charity or citizens advice. The worst part is someone who comes across this dumb is home schooling their kids.
I really just don’t understand why the state and tax payer needs to support and subsidize people who deliberately live without their means. 50k is a good salary. They shouldn’t be allowed UC
Why are people crapping out 5 kids if they can’t afford them?
Combined income of 35k and we have to plan and budget everything. We don’t qualify for anything even if one of us lost our jobs
How fucking stupid do you have to be to keep pumping out kids you can’t support?
Just…stop having so many fucking kids. Jesus.
And people complain about immigrants when people like these dickheads are sucking up resources just because they can’t use contraception.
Twats.
They have plenty of money. They should not be getting any benefits. The tax payers are subsidizing their failure to live within their means.
Maybe the 18 year old can get a job?
Can’t wait for the deluge of reddit comments about how the benefits system is 100% perfect and definitely not being exploited by anyone. Nope.
TDLR A single earner, even with a decent income with 5 children and likely poor budgeting may struggle to make ends meet
I don’t understand how they can receive universal credit if the household income is that high? I was under the impression that there was a limit, because it’s means tested?
For a family of seven, £50k as total household income isn’t much tbh.
After rent, groceries, travel and school, day care and other miscellaneous expenses there won’t be much left and I can see why one would buy food on credit.
Life is hard.
Another ragebait article to drum up hate towards those on benefits and people are slurping it up like crazy.
Typical Reddit.
3 of us and household income of about 60k yet we aren’t exactly struggling but it doesn’t feel like much is disposable.
£50k salary is around £40k take home.
It’s like £3,300 pm.
For a family of 7 it might not be enough, specially if you want each child to have a separate room.
Would love to see an exact list of their outgoings a month. Whole story doesn’t add up figure wise and is just click bait.
ok, right? so what’s the point? People can’t budget.
That is either an unflattering photo, or they are ugly as fuck.
Hey, look, it’s the typical rage bait benefit post that makes no sense. Made all the more insulting due to the fact they live in a LOC area.
Only comments are as ever from the wife, with no evidence and posted to a shit tier “news organisation”.
Maxed out credit cards? Use of BNPL? Selfies that look like you enjoy certain drugs alongside alcohol? Check. Blame it on an energy bill? Check. It’s apparently £450 a month.
Photo of your kids that show they’re malnourished and nearly done with your shit? Check.
Fuck all chance they’re getting £1k a month from UC and I highly doubt that guys either clearing about 3k a month or happy in that relationship
Food $200
Data $150
Rent $800
Candles $3,600
Utility $150
someone who is good at the economy please help me budget this. my family is dying
– spend less on candles
no.
How on earth did they get universal credit? I left work to go back to university for a better career change (which I’m aware was my own decision to make and that’s the consequences of it) so we only had one income coming in, have two children, one severely disabled and because of my partners income we were denied universal credit because he earns too much, yet he earns less than this woman’s husbands of £50,000.
So it honestly surprises me that they could get universal credit as I thought they were pretty strict about it.
there is no way if they have a joint uc claim he can earn 50k and still be entitled to 1k a month. something a bit fishy with this story
It’s almost like 50k isn’t that much money if you have a mortgage in one of the nicer parts of the country, drive anything nicer than a banger and have a large family.
Factor in the stealth tax through tax band freezes and low wage growth and you are going to see more people on what seem like good money struggling.
We should be encouraging families to have more children rather than importing them.
Over 1k on food?
At the risk of sounding like 30p Lee that seems a lot. I get it gone up but I would be interested what she is buying. Only thing I saw was 10 bags of carrots at 69p. So that’s £7. Just over a thousand to go.
Many people think the tories are tough on benefits. I can tell you from experience that the tories are giving people on benefits huge sums of money. Far more then the previous labour government
I know I can’t get this across without sounding like an asshole, but do you ever look into someone’s face and get the feeling they’re not all there?
Ahh the standard election time “look at these fucking scroungers, breeding and such”
Despite the fact we’re at the tipping point of a population crisis in that there won’t be enough young people to look after the old.
She also mentions her mother used to get paid on Monday and have run out of money and food by Thursday (then bailed out by grandma) so it’s possible that her mother was similarly bad with money and she didn’t learn any kind of decent financial management.
They knew they’d struggle if they kept having kids and yet they chose to have 5. Fucking FIVE.
Not only that but she’s paying for the food on credit and then using the money she’s “saved” by spending it on a day trip.
Just a note for the “just have fewer kids 🤦” crew: The youngest appears to be 9. I seriously doubt they’ve been in the situation they find themselves in for 9 years, it’s not having the fifth kid that tipped the balance.
Obviously having fewer kids would help them at this point in time, but clearly at some point they thought they’d be able to cope. Acting like just seeing ahead 9 years and not having a child was an option is just lazy thinking.