Generational shift as millennials make up half of new buy-to-let investors in England and Wales
https://www.theguardian.com/money/2025/oct/13/generational-shift-as-millennials-make-up-half-of-new-buy-to-let-investors-in-england-and-wales
Posted by lighthouse77
11 Comments
“Buy-to let investor” is euphemistic language.
The correct term is “Landnonce”.
I wonder how many of them spent the last 15 years stating how much they hated greedy fat landlords 🙂
Why is this a surprise? So much of the wealth in the country is held by boomers. I read somewhere that 1 in 4 houses is owned by somebody over 75. Assuming this is not totally inaccurate there will be a massive generational wealth transfer over the next 10 years due to inheritance. That this is starting to show up shouldn’t surprise anyone should it?
Diversity win! Millennials now half of the landchads
I reckon they are the chumps who’s boomer parents told them you can’t lose on property and are getting in right at the end of the 40 year trend of inflating mortgage values.
The boomers are all about to die and downsize in a massive cohort all in the same decade.
I’d say there’s no way millennials and zoomers have the incomes necessary to buy out the boomers at current prices and interest rates, and still see a market rise. Tax and cost of living increases rinse anyone earning a decent wage and I just don’t see where the money comes from to keep the market going up.
Property was great for millennials parents. The millennials now assuming it will be the same easy ride for them may find themselves burnt.
Bank of mum and dad landlords now funding baby landlords, is my guess.
The OLDEST millennials are 44… colour me surprised…
Potentially putting their money in property outside the south east and London because despite saving they will never afford a house near where they are forced to work, this will reduce housing stock in other areas and push up prices beyond local wages so might not be a good thing in the long run
I’m of the younger end of that generation, and outside of the usual generational wealth, there’s alot of Londoners buying houses to rent outside of London to generate wealth for when they move out of London. They are still renting themselves in London, often in house shares.
My great uncle was an accountant and had like 5 properties. Gifted them all to his kids a decade or so before he died to try and avoid some sorta taxes on his death.
Wonder how common that is.
Of course they are, what do you think happens to the parent’s portfolio when they die?
Or they inherit the parent’s family home?Â
Property has never ever lost if you’re able to ride out slumps. People can hate them all you like but as investments houses are about as good as it gets.Â