Tax changes are prompting renewed consideration of limited company structures, with 16% of landlords saying this is now a priority and 12% actively planning the transition. However, 46% indicated that transition costs remain too high, while 26% are already operating through limited companies.
Business model adjustments are also underway, with 41% of landlords planning to increase rents, 19% considering a move to a limited company structure, and 12% planning to reduce portfolio size.
“While the Budget has increased scrutiny around costs, tax and ownership structure, our latest survey shows that many landlords remain focused on growth and active portfolio management. They are adapting their approach rather than stepping back,” said Aviram Shahar (pictured), co-founder and chief executive of Lendlord.
“The data also highlights that confidence in the market is clearly divided, with some landlords opting for a cautious approach and others perceiving opportunity. That balance is significant when brokers and lenders are supporting funding and investment decisions going into 2026.”
The research draws on Lendlord’s community of more than 75,000 UK landlords.