Don’t let the Americans see you only paid 30% tax, their fables about our socialist hellscape demand that be 80–%
Dano719 on
11k in condo HOA is criminal
othybear on
Where about in Canada do you live?
timmeh87 on
how is your mortgage only $1000/mo
DJShotKill on
Living the good life. I wonder how this will look once kids become a factor. Great work!
YoureWelcomeM8 on
You spent $6k in flight expenses?
SophisticatedTurn on
Very impressive and in line with our budget for a couple as well. Question though, how do you feel about building an emergency fund with these expenses? It’s tough to save a lot per year
sorryAboutThatChief on
I’m likely asking a dumb question but you would be surprised how many people put money into a TFSA but never invest it in anything. They think because it’s called a Tax free “savings” account, they are getting some sort of return on their savings.
So, are you investing your TFSA money?
charliekelly76 on
This may be a dumb question, but what is kosher fast food? Is it certain foods at any fast food establishment, or are there specific kosher fast food restaurants?
kitwaton on
How did you factor in the tax deduction from RRSP into the taxes paid?
ScrapYard101 on
You should stop paying the charity and the taxes.
just_the_mann on
What are some kosher fast food places?
TRichard3814 on
What are you paying $5300 in insurance for?
Dental?
This is a lot
OberonDiver on
This is one of the best clever lies I’ve seen in a long time.
I skipped the brown bit in the middle because the thing is poorly designed and I didn’t notice.
This makes it look like taxes are 22%.
Taxes, AS PER THIS, are 33%.
Cariboucarrot on
Nice to see maaser up in here
Ewggggg on
I dont see any hobbies or activities. What do you do in your free time?
markusbrainus on
No car expense. You live in a major city I take it.
54niuniu on
You are not maxing out your RRSP credit, have you considered contribute less to TFSA and shift the money to RRSP instead ? You get more tax break this way.
hacksoncode on
I knew that meme I read yesterday that explained Canadians call electricity “hydro” would come in handy!!!
Sagemind on
My take-home income is $3100/month (2×1550) (Full Time permanent -Union Government job-Graphic Design) (18 years on the job).
My mortgage +Strata Fees are $1,700/month.
After the other bills and minimum groceries, there is nothing left for savings or investments. No charitable giving. No vacations. No extras. Last year I spent $0 on new clothing.
I don’t know about other people but most budgets I see online by people seem completely tone-def to the reality of the average person.
![[OC] Canadian expenses, non-working spouse, no kids](https://www.byteseu.com/wp-content/uploads/2025/12/258p0l11g7ag1.png "[OC] Canadian expenses, non-working spouse, no kids")
22 Comments
Source: Excel spending tracker
Tool: SnakeyMatic
What is the $8517 in expenses?
Don’t let the Americans see you only paid 30% tax, their fables about our socialist hellscape demand that be 80–%
11k in condo HOA is criminal
Where about in Canada do you live?
how is your mortgage only $1000/mo
Living the good life. I wonder how this will look once kids become a factor. Great work!
You spent $6k in flight expenses?
Very impressive and in line with our budget for a couple as well. Question though, how do you feel about building an emergency fund with these expenses? It’s tough to save a lot per year
I’m likely asking a dumb question but you would be surprised how many people put money into a TFSA but never invest it in anything. They think because it’s called a Tax free “savings” account, they are getting some sort of return on their savings.
So, are you investing your TFSA money?
This may be a dumb question, but what is kosher fast food? Is it certain foods at any fast food establishment, or are there specific kosher fast food restaurants?
How did you factor in the tax deduction from RRSP into the taxes paid?
You should stop paying the charity and the taxes.
What are some kosher fast food places?
What are you paying $5300 in insurance for?
Dental?
This is a lot
This is one of the best clever lies I’ve seen in a long time.
I skipped the brown bit in the middle because the thing is poorly designed and I didn’t notice.
This makes it look like taxes are 22%.
Taxes, AS PER THIS, are 33%.
Nice to see maaser up in here
I dont see any hobbies or activities. What do you do in your free time?
No car expense. You live in a major city I take it.
You are not maxing out your RRSP credit, have you considered contribute less to TFSA and shift the money to RRSP instead ? You get more tax break this way.
I knew that meme I read yesterday that explained Canadians call electricity “hydro” would come in handy!!!
My take-home income is $3100/month (2×1550) (Full Time permanent -Union Government job-Graphic Design) (18 years on the job).
My mortgage +Strata Fees are $1,700/month.
After the other bills and minimum groceries, there is nothing left for savings or investments. No charitable giving. No vacations. No extras. Last year I spent $0 on new clothing.
I don’t know about other people but most budgets I see online by people seem completely tone-def to the reality of the average person.
*I own a very small 2 bedroom appt. In BC Canada