European Central Bank Data show that the average of the interest rates for buying a house stayed on 3,30%, in November, however Portugal showed different results.
The indicator that is calculated through the cost of the mortgage loans, combining the interest rates of all the mortgages given to families to acquire a house, has remained unchanged in November 2025, according to data released by the European Central Bank (ECB). On average, the Eurozone average was 3,30%, while Portugal showed to be below the average, registering 2,82%.
Credit for business
There were also not showed significant changes in the cost of credit for business. According to Jornal PT50, the composite indicator of the cost of financing – which aggregates the interest rates on loans given to business, had also remained unchanged in November 2025.
For new loans over €1 million, the interest rate, of the variable rates with initial fixed period of up to three months, has reduced to 3,15%.