At the start of the year, many Spaniards and foreigners traditionally reassess their life plans. Some decide it’s finally time to save enough for their own home, others want a change of scene and move to a new city. Few believe it’s possible to find a new apartment in 2026 at a price that doesn’t require a lifetime mortgage. However, such opportunities still exist if you know where to look and what to pay attention to.
While the resale housing market continues to surprise with its prices, developers in some regions of Spain are offering new apartments at prices that seem almost unbelievable. Here, we feature real examples where starting prices begin at 33,000 euros. Of course, we’re not talking about Madrid or Barcelona, but even in less obvious locations, you can find great options for living or investment.
Advantages of New Builds
Buying a newly built apartment isn’t only about status—it’s also a pragmatic choice. Modern buildings are designed with energy efficiency in mind, which means heating and cooling costs are much lower than in older properties. In addition, new homes spare owners from having to urgently invest in renovations or deal with the effects of years of wear and tear.
Another advantage is modern layouts. Spacious open-plan kitchens and living rooms, large windows, balconies and terraces, as well as thoughtfully designed zoning. In most cases, developers let you choose the finishes, wall colors and even the type of flooring. This allows you to create a truly individual space without spending extra time and money on renovations.
Financial considerations
When buying a property on the primary market, it’s important to remember the taxes involved. Instead of the standard transfer tax (ITP) applied to resale properties, buyers of new builds pay a 10% VAT. This rule applies nationwide, regardless of region. Even factoring in this tax, the final price of some properties remains very attractive.
Another way to save is to buy an apartment at the excavation stage or at the very start of construction. In these cases, developers often offer discounts, and buyers get to choose the floor, window orientation and even the layout. While you’ll have to wait until the project is complete, for many buyers, that’s not an issue.
Where to find affordable prices
The most affordable options are traditionally found in smaller towns and provinces, where demand is lower than in major cities. For example, in Galicia, Castilla-La Mancha or southern Catalonia, you can find apartments in new buildings for less than the price of a used car.
In Narón (A Coruña), an 86-square-meter apartment with one bedroom and a bathroom is for sale for €33,000. In La Lija (Ciudad Real), a studio with parking and a storage room in a complex with a swimming pool is offered for €68,000. In Tendilla (Guadalajara), a second-floor flat with an elevator, 49 square meters, due for completion at the end of 2026, is listed at €72,900. In Tortosa (Tarragona), a two-bedroom apartment with a garage and storage room is available for €90,000. And in San Miguel de Salinas (Alicante), an apartment with a terrace and pool access costs €95,000.
How to Choose and Get It Right
Before making a purchase, it’s important not only to consider the price, but also to research the local infrastructure, transport links, nearby schools, shops, and medical facilities. Don’t forget to check the developer’s reputation: it’s best to choose companies with a solid track record and completed projects.
Buying at an early stage of construction requires careful attention to contract details. Be sure to clarify completion deadlines, refund conditions in case of delays, and the list of works included in the price. Some developers offer extra options—like furniture or appliance installation—for an additional fee.
Opportunities for Investors
Affordable prices for new builds open up interesting prospects for those considering real estate as an investment. In smaller towns and resort areas, rental demand is steadily growing, especially during holiday seasons. With the right approach, investments can pay off faster than in big cities, where competition among landlords is higher.
Moreover, buying an apartment in a new development is a way to protect your savings from inflation. Even if property prices don’t rise as sharply as in previous years, owning your own home always remains a liquid asset.
If you didn’t know, the new-build market in Spain is highly transparent: all transactions are certified by a notary, and the buyer receives guarantees on both the construction and the finishes. Many developers offer payment plans until the completion of construction, making purchases even more affordable for a wide range of buyers. In recent years, demand for new apartments in the regions has been steadily growing, and there is still a variety of options to suit every taste and budget.