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    1. I imagine if the real estate market stabilized from borderline insane to manageable that should bump this at least half a point. We’d be almost better of with US prices in some instances, which is crazy to realize.

    2. zepsutyKalafiorek on

      Poland, I would say no. Only elementary knowledgeable like ” don’t take loans unless you have to or you have a target you can afford to buy and repay with interest rate”

      Ofc now I know that it is not the only thing but generally that is the most important + common sense