I pay more than you do in taxes just in health insurance in the U.S. and I am a healthy adult
az3it on
Do Brasil.. if u put products/services taxes it will probably round up to 60% tax
Klin24 on
Today isn’t monday
jacekowski on
VAT seems to be really low considering that almost everything you spend money on will have 20% VAT in it.
Also, employers NI would be nice to include (another £4650).
tungsten_panda on
Whoa, 13% for PAYE? In south africa, the minimum PAYE contribution is 18%. At your income level, it would be 39% if I’m not mistaken. There’s still UIF to consider, no Healthcare or health tax, but there’s certainly VAT… At 15%
hey_you_too_buckaroo on
Man, Canada is closer to 50% tax rate if you include GST.
molym on
That is very normal amount of taxing honestly, especially with health and retirement etc.
Basic-Love8947 on
Lol, in Hungary you get 66.5 % of your gross salary as net. Then you pay the 27% VAT
mattihase on
Pretty reasonable I’d say. Now if only we could get the rich to pay at least that much too
Revolutionary-Dot653 on
I’d include employers national insurance as IMO this is a stealth tax on the employee.
If you’ve been to university I think that the repayments function more like a graduate tax than a loan repayment.
pointTheGap on
That is… Really good?
In Germany net take-home pay would be like 65% of your gross income
Apple_Turnover93 on
The UK is a low tax country for those on low to average salaries, even when comparing to low tax US and especially elsewhere in Europe
ChthonicIrrigation on
Worrying you don’t make any additional pension contributions – did you opt out of your workplace pension?
acatalepsy on
Can you make for other incomes like 100k and higher?
dcolomer10 on
Most European ones are much higher
maxmarioxx_ on
Where are the pension contributions in that?
Are you not saving anything for retirement?
At least 10% of that should be pension contributions.
SquiffSquiff on
AI slop. What is getting charged VAT at 8.6%? And ‘Duties’ on income?
BLFR69 on
When you factor everything in France you get 47% taxed, just saying…
Kiss_It_Goodbyeee on
How is the VAT calculated? And what are “duties”?
R0ckandr0ll_318 on
You forgot to include pension payments which are mandatory now
Zestyclose-Barber-24 on
In Poland in December my salary was taxed 56.25% and after that I pay 23% VAT for everything I buy
SpinIx2 on
Is that 1,900 council tax per person or per dwelling? How many dwellings have only one income?
KoneOfSilence on
Low tax country – i didn’t expect that
cAtloVeR9998 on
I’m glad to be in Switzerland (I did live for a bit in the UK). Much lower tax burden than the UK, much better social safety net, and much higher salaries. Healthcare may be pricey but it isn’t in as much of a crisis as the UK.
thomasthetanker on
Also Stamp Duty Tax. Average of £4500 per house purchase. Average person moves 3 times in their lifetime, so 13,500 over 60 years is £225 per year. Probably double in the South East.
ajfromuk on
I’m,form the UK and I have no idea what the hell VAT and duties are on that take home pay.
Can someone explain?
Ninja_Prolapse on
And there are STILL pot holes in the roads!
Comfortable-Road7201 on
Including VAT in this is silly.
FreshPrinceOfH on
Here is a list of European countries which have a higher tax burden than the uk at £36k
Germany
France
Italy
Belgium
Netherlands
Spain
Poland
Austria
Portugal
Greece
Czech Republic
Slovakia
Hungary
Slovenia
Unsey on
What was the thought process to include VAT in this? Because it’s so baked in daily transactions, I never really think about it, so I don’t consider it to be a reduction of my disposable income.
I’m also curious as to what you count as “Duties”. My initial thought was VED, but then if we’re being this pedantic surely Fuel Duty would take that number way above £850 for a year.
spaceninjaking on
This is misleading imo. Whilst it does sort of show the tax burden, for it to be Net take home there are several relevant things missing: notably pension deductions and uk student loans – both of which are taken from Gross ahead of taxes
MichaelMJTH on
You can take off another 9-15% for student loan debt. I know it’s not technically a tax, but it’s treated like one on your payslip every month.
36 Comments
You could always come to the states, where you’d still pay ~30% but at least you wouldn’t have health care.
Made using SenkeyMatic: [Public link](https://sankeymatic.com/build/?i=PTAEFUGlQQQNwKYCcCGBzBoDKKA2KkBPUAFRQA9QAhJBFAawBMB7AdwDtRWBLAFwAtQABWQBjBO17oEAZwBQIaihkJGoZpwDFAZgBsAGgAMx0AHEkzGTOx4ChOXPOXrOfEVABtACy6AHLoBdYRgATQBRUABJdlFmAFtMMkoACgBGbQBSAEpHCysbN2IPVN8Adi8ggDkUXm4NPCj2GQBXVBjMZIBWADoAJmzc5wK7T16ATi8vQyqEXlIGBABaAAl4zCEUYmTfVO7fAblK2fn6JdWE4U3Qbd39rM9UseMggGFmZpjuXHmUnsyco5zMinFZrS5bHZ7bKebSpZ6gABqMBI1183V0A0BJzOYI2ENu0I8vk601AABFmrVZNdet0vJjjsCcRc8aiCfcPL1tJ0nkESEhmpgydwZAAHSwoABGuEw0ViF2Suh6nQOihgaDQtDQNW47DQoAAZswkKABJheMwpN84CLmng5EJQhE5WCktd0oSfP4%2BZaGm6qK1GBJrtovN0VQCdfVvtEWm1xNcev0OSVyj6rT9qIHg8lQ%2BGBm8PqIvpmut1%2Dg8nqSSL7vv7s5xc2GI3IkSjtujCbD4TWM%2DWkEHG3mWxSqdZkrT6RzidXa5mAwOc8OBjJuAAvTCsUC%2BYxyUCCHeGORxAhoXWgb6pXp7k1XvdzEp7yWgXpHyX62K4Y2gADEBv%2DAH3m0YoEBIcyVHI7DMEGXCgHe%2B6gCSe4gcWeqgKUnRPsaQYmkepr8AgFwoHun7fj%2BvgUZRe7MKKKDFrwxCpHIBpfluoitHANStJghjhnuuoEUgfAGhYcTqJSq5BosuokcwX4mj%2BYxKcp1G0fRxC8V4mH4IQ7xzNhyCgCglLxDqoh7gAVs0Mi1AaulCWeTSgBBoBWTZ3B2RIjDWC5tCIEgKiaigoqCC5NRSKI%2DC6vKooyrwsgWqA7B0LQNlyPgkoILg1ikQpxj5XhUUwS5UVoPwuDcGVcy8Rhe5GpIBp0ZgMgoE0iwqEJBp7hVyUobq%2Bq8deoC0PgtSIKuG5wXCe4nmg7AeYxu4ZVl7AoERoqiil1ghMh66YKkuh7qwCCVfwcxTEey24JxuCCkZG1baAO2Gs0uC4KKtDFquGhPXu4qrrUP2ZaxR0nVVoAXelUpZf9fB1JwxkWnglWcHhMiRYRmCbUgAD6NnSHV3ABXMmVGrQT60Aw4q6nMmE3XdZMnnMADk%2BjdMzf20Aa3CUMzHOgC0%2D486AfNyGaCTMP%2BKhzCgoCHaAz54aIoB4WoR4JFIoAJJI8MtewpyEEz3DK89FXuXEkq2O021AA)
Earnings and Income Data
* Median Annual Earnings: The figure of ~£39,000 (used as the basis for the £36k example) comes from the ONS Annual Survey of Hours and Earnings (ASHE).
* [ONS: Employee earnings in the UK: 2025](https://www.ons.gov.uk/employmentandlabourmarket/peopleinwork/earningsandworkinghours/bulletins/annualsurveyofhoursandearnings/2025)
* Living Standards & Real Income: Data on how disposable income is tracking for the 2025/26 year.
* [Resolution Foundation: The Living Standards Outlook 2025](https://www.resolutionfoundation.org/app/uploads/2025/06/LivingStandardsOutlook2025.pdf)
Indirect Tax Data (VAT, Council Tax, Duties)
* Council Tax Levels: Average Band D Council Tax for England in 2025/26 is officially set at £2,280.
* [GOV.UK Statistics: Council Tax levels set by local authorities in England 2025 to 2026](https://www.gov.uk/government/statistics/council-tax-levels-set-by-local-authorities-in-england-2025-to-2026/council-tax-levels-set-by-local-authorities-in-england-2025-to-2026)
* The Effects of Taxes on Household Income: This ONS bulletin provides the “Post-tax income” and “Final income” data used to estimate the impact of VAT and duties (indirect taxes) across different income groups.
* [ONS: Effects of taxes and benefits on UK household income: 2024/25](https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/incomeandwealth/bulletins/theeffectsoftaxesandbenefitsonhouseholdincome/2024)
* Fuel and Alcohol Duties: Updated rates for 2026, including the fuel duty freeze and inflation-linked alcohol duty.
* [House of Commons Library: Tax Statistics Overview (January 2026)](https://commonslibrary.parliament.uk/research-briefings/cbp-8513/)
I pay more than you do in taxes just in health insurance in the U.S. and I am a healthy adult
Do Brasil.. if u put products/services taxes it will probably round up to 60% tax
Today isn’t monday
VAT seems to be really low considering that almost everything you spend money on will have 20% VAT in it.
Also, employers NI would be nice to include (another £4650).
Whoa, 13% for PAYE? In south africa, the minimum PAYE contribution is 18%. At your income level, it would be 39% if I’m not mistaken. There’s still UIF to consider, no Healthcare or health tax, but there’s certainly VAT… At 15%
Man, Canada is closer to 50% tax rate if you include GST.
That is very normal amount of taxing honestly, especially with health and retirement etc.
Lol, in Hungary you get 66.5 % of your gross salary as net. Then you pay the 27% VAT
Pretty reasonable I’d say. Now if only we could get the rich to pay at least that much too
I’d include employers national insurance as IMO this is a stealth tax on the employee.
If you’ve been to university I think that the repayments function more like a graduate tax than a loan repayment.
That is… Really good?
In Germany net take-home pay would be like 65% of your gross income
The UK is a low tax country for those on low to average salaries, even when comparing to low tax US and especially elsewhere in Europe
Worrying you don’t make any additional pension contributions – did you opt out of your workplace pension?
Can you make for other incomes like 100k and higher?
Most European ones are much higher
Where are the pension contributions in that?
Are you not saving anything for retirement?
At least 10% of that should be pension contributions.
AI slop. What is getting charged VAT at 8.6%? And ‘Duties’ on income?
When you factor everything in France you get 47% taxed, just saying…
How is the VAT calculated? And what are “duties”?
You forgot to include pension payments which are mandatory now
In Poland in December my salary was taxed 56.25% and after that I pay 23% VAT for everything I buy
Is that 1,900 council tax per person or per dwelling? How many dwellings have only one income?
Low tax country – i didn’t expect that
I’m glad to be in Switzerland (I did live for a bit in the UK). Much lower tax burden than the UK, much better social safety net, and much higher salaries. Healthcare may be pricey but it isn’t in as much of a crisis as the UK.
Also Stamp Duty Tax. Average of £4500 per house purchase. Average person moves 3 times in their lifetime, so 13,500 over 60 years is £225 per year. Probably double in the South East.
I’m,form the UK and I have no idea what the hell VAT and duties are on that take home pay.
Can someone explain?
And there are STILL pot holes in the roads!
Including VAT in this is silly.
Here is a list of European countries which have a higher tax burden than the uk at £36k
Germany
France
Italy
Belgium
Netherlands
Spain
Poland
Austria
Portugal
Greece
Czech Republic
Slovakia
Hungary
Slovenia
What was the thought process to include VAT in this? Because it’s so baked in daily transactions, I never really think about it, so I don’t consider it to be a reduction of my disposable income.
I’m also curious as to what you count as “Duties”. My initial thought was VED, but then if we’re being this pedantic surely Fuel Duty would take that number way above £850 for a year.
This is misleading imo. Whilst it does sort of show the tax burden, for it to be Net take home there are several relevant things missing: notably pension deductions and uk student loans – both of which are taken from Gross ahead of taxes
You can take off another 9-15% for student loan debt. I know it’s not technically a tax, but it’s treated like one on your payslip every month.