Anything that adds to your cost of living deters you from having children.
That being said, unfreezing repayment thresholds does a lot more than cutting interest rates.
NetflixSux247 on
Maybe the fact that shitty houses can cost half a million might be more of a factor.
Lazy_Crab_3584 on
Er… Didn’t a conservative government oversee the more recent changes to student loans?
ThrowawayGreekGod on
Her party is literally responsible for this, and she’s not even suggesting walking it back 😑
grey_hat_uk on
Wow, I mean maybe but out of all the issues and still no one looking at reality and deciding to fix the system to accommodate a shinking population I have zero thoughts to the 5th party placeholder leader.
MysteriousHat3705 on
No Kemi, I’m put off because I don’t earn enough money to have children. My loan doesn’t even cross my mind.
Popular_View_5411 on
1.) Tories introduced policies that increased student debt significantly.
2.) Tories introduced policies that inflated the price of houses
3.) Tories introduced policies to dissuade people from having children like the two child benefit cap
4.) Tories oversaw the casualisation of employment making jobs less secure.
5 ) Tories saw remote learning during COVID as just as valuable as in-person education despite many people forming social and professional relationships in university including romantic partners.
Tories now shocked there’s a demographic crisis.
Cynical_Classicist on
Bringing them into a country ruined by your party would put them off.
HospitalAmazing1445 on
In that case the political party that brought us Plan 2 loans is clearly unfit to ever lead the country again…
ThePlanck on
I wonder what her party would have done if they had been in power for most of the last 15 years
Sam_and_Linny on
Kemi Badenoch puts me off having children. If someone so callous can be the head of a political party, I wonder what hope my children might have
Pogeos on
She is totally sensible within the current system. The only alternative system I can see is the one where university education is totally free* but severely restricted to only top performing student (perhaps 1/5 of the current cohort). The rest should either pay full price for the Uni (and take loans on some sort of commercial arrangement) or wouldn’t get into Uni. I don’t think people would like such an arrangement.
The arrangement where uni education is free and people pay for it through general taxation would lead to proliferation of all sorts of junk degrees and would greatly incentivise unis to grab as many students as they can physically fit in
1_BAR on
If that’s the case, why is the birthrate declining in almost every country on earth. I love tory logic.
Deepmidwinter2025 on
Says the woman from the party that made student loads so expensive.
She is such an opportunist.
50_61S-----165_97E on
Right wing politicians know that the solution to low birth rates is to make housing more affordable. But they refuse to admit that because building homes goes against the interests of their NIMBY voter base.
psioniclizard on
14 years of her parties government and Brexit did a pretty good job qt achieving that for many of us.
bureaucrat_chaos on
Isn’t it a bit too late to do something about the interest rate? I’m at £70k on a plan 2. You can abolish interest rates entirely and I still won’t be able to pay it off.
pr2thej on
Or, ykno maybe 15 years of austerity politics did that.
LostNitcomb on
> Conservative leader said she’d be £100,000 in debt if she had been forced to take out the Plan 2 loans, as she suggested no one should be going to university to study floral arrangement
Is there a degree course for *floral arrangement*? Or is that just Kemi talking bullshit?
Ok-Store-9297 on
The fact Kemi Badenoch exists puts me off having children.
Ryerow on
“Asked how long it might have taken her to pay off, she said: “Well, probably forever, because I think psychologically, the idea of just constantly having this thing like a millstone around my neck would have been quite heavy.
“But also, I got a mortgage when I was 27 on a flat – I probably would not have been able to do that with the way that the interest payments on loans are working right now.”
??
What is she talking about? It’s 9% of your income. The interest on the debt is immaterial and weighs in little on your mortgage application beyond the 9% hit to income.
If her issue is with graduates at 27 being unable to afford to buy a flat, perhaps it’s because of the woeful state of house building and the broader cost of living.
She hasn’t a clue what she’s even talking about anymore. I know this particular paper is very pro-tory but they’ve not even attempted to do their job and fact check her here…
LithiumAmericium93 on
Nah its more likely that the world is ran by paedophiles who have gotten away with it that stops people wanting kids.
Important_Ruin on
Wasn’t her party the one who put in place plan 2 student loans etc anyways?
Selective memory.
myanusisbleeding101 on
And which party was it that introduced the student loan system, kimi?
H1ghlyVolatile on
Nah it’s more the fact that I hate existing and I don’t want someone else having to suffer this shit life.
Nanowith on
Well I’m glad they’re finally waking up somewhat! Who knows, next she might figure out that there’s a problem with the cost of housing?
SwordfishLess3247 on
I mean this technically isn’t wrong, but it’s a small thing among many others. However though, I do have a friend who earns around 30k a year from his main job and works a second job a Aldi to bring in another 15k a year. Only thing is, he gets hit really really hard for tax on his second job: 20% tax + 9% student loan (+ 10% NI on the last 6k of the 15k). What we need is a system like in France where you pay less tax after working around 35 hours a week.
Rufus_Ffolkes on
Add it to the fucking list of reasons.
Fucking clowns!
llyrPARRI on
“That thing we did was pretty shit. Lol.” – Bedenoch
MonkeLord1234 on
Nice of her to remind people that the Tories are still out of touch and brainless.
iloovehugecock on
There are literally hundreds of more immediate reasons people aren’t having children Kemi. The debt they might find themselves in after 18 years is going to be really low down that list.
31 Comments
Anything that adds to your cost of living deters you from having children.
That being said, unfreezing repayment thresholds does a lot more than cutting interest rates.
Maybe the fact that shitty houses can cost half a million might be more of a factor.
Er… Didn’t a conservative government oversee the more recent changes to student loans?
Her party is literally responsible for this, and she’s not even suggesting walking it back 😑
Wow, I mean maybe but out of all the issues and still no one looking at reality and deciding to fix the system to accommodate a shinking population I have zero thoughts to the 5th party placeholder leader.
No Kemi, I’m put off because I don’t earn enough money to have children. My loan doesn’t even cross my mind.
1.) Tories introduced policies that increased student debt significantly.
2.) Tories introduced policies that inflated the price of houses
3.) Tories introduced policies to dissuade people from having children like the two child benefit cap
4.) Tories oversaw the casualisation of employment making jobs less secure.
5 ) Tories saw remote learning during COVID as just as valuable as in-person education despite many people forming social and professional relationships in university including romantic partners.
Tories now shocked there’s a demographic crisis.
Bringing them into a country ruined by your party would put them off.
In that case the political party that brought us Plan 2 loans is clearly unfit to ever lead the country again…
I wonder what her party would have done if they had been in power for most of the last 15 years
Kemi Badenoch puts me off having children. If someone so callous can be the head of a political party, I wonder what hope my children might have
She is totally sensible within the current system. The only alternative system I can see is the one where university education is totally free* but severely restricted to only top performing student (perhaps 1/5 of the current cohort). The rest should either pay full price for the Uni (and take loans on some sort of commercial arrangement) or wouldn’t get into Uni. I don’t think people would like such an arrangement.
The arrangement where uni education is free and people pay for it through general taxation would lead to proliferation of all sorts of junk degrees and would greatly incentivise unis to grab as many students as they can physically fit in
If that’s the case, why is the birthrate declining in almost every country on earth. I love tory logic.
Says the woman from the party that made student loads so expensive.
She is such an opportunist.
Right wing politicians know that the solution to low birth rates is to make housing more affordable. But they refuse to admit that because building homes goes against the interests of their NIMBY voter base.
14 years of her parties government and Brexit did a pretty good job qt achieving that for many of us.
Isn’t it a bit too late to do something about the interest rate? I’m at £70k on a plan 2. You can abolish interest rates entirely and I still won’t be able to pay it off.
Or, ykno maybe 15 years of austerity politics did that.
> Conservative leader said she’d be £100,000 in debt if she had been forced to take out the Plan 2 loans, as she suggested no one should be going to university to study floral arrangement
Is there a degree course for *floral arrangement*? Or is that just Kemi talking bullshit?
The fact Kemi Badenoch exists puts me off having children.
“Asked how long it might have taken her to pay off, she said: “Well, probably forever, because I think psychologically, the idea of just constantly having this thing like a millstone around my neck would have been quite heavy.
“But also, I got a mortgage when I was 27 on a flat – I probably would not have been able to do that with the way that the interest payments on loans are working right now.”
??
What is she talking about? It’s 9% of your income. The interest on the debt is immaterial and weighs in little on your mortgage application beyond the 9% hit to income.
If her issue is with graduates at 27 being unable to afford to buy a flat, perhaps it’s because of the woeful state of house building and the broader cost of living.
She hasn’t a clue what she’s even talking about anymore. I know this particular paper is very pro-tory but they’ve not even attempted to do their job and fact check her here…
Nah its more likely that the world is ran by paedophiles who have gotten away with it that stops people wanting kids.
Wasn’t her party the one who put in place plan 2 student loans etc anyways?
Selective memory.
And which party was it that introduced the student loan system, kimi?
Nah it’s more the fact that I hate existing and I don’t want someone else having to suffer this shit life.
Well I’m glad they’re finally waking up somewhat! Who knows, next she might figure out that there’s a problem with the cost of housing?
I mean this technically isn’t wrong, but it’s a small thing among many others. However though, I do have a friend who earns around 30k a year from his main job and works a second job a Aldi to bring in another 15k a year. Only thing is, he gets hit really really hard for tax on his second job: 20% tax + 9% student loan (+ 10% NI on the last 6k of the 15k). What we need is a system like in France where you pay less tax after working around 35 hours a week.
Add it to the fucking list of reasons.
Fucking clowns!
“That thing we did was pretty shit. Lol.” – Bedenoch
Nice of her to remind people that the Tories are still out of touch and brainless.
There are literally hundreds of more immediate reasons people aren’t having children Kemi. The debt they might find themselves in after 18 years is going to be really low down that list.