Those are my expenses after 7 years of student life in Europe. During this time I completed my bachelor’s (3 years) + two master’s degrees (2 years each). Thanks to Erasmus and exchange programs, I ended up studying in 6 different countries.
I started tracking my finances in detail from day one at uni. My parents were far away and really pushed me to stay organized. Turns out that since then I have never stopped this habit and every 2 to 3 weeks I sit in front of my excel sheet to log my latest expenses and see how I am doing.
Now that I work daily with data analysis, it was actually super satisfying to dig into my own dataset covering these 7 years of my financial life. Especially seeing how much me and my friends managed to travel on low budget. At some point I found a 3 day trip to Madrid back in 2018 where I spent a total of 56 eur with flights included + a very crappy hostel.
Posted by Practical_Warthog_75
17 Comments
if this was america, there would have been a huge chuck of student debt at the end.
which countries did you study in?
Can you explain 180 euros a month on food! Does this include any restaurants or would that blend in the travel bucket? Honestly seems surprising in this current economy
Can someone tell me the name of this kind of plot (first two) and what software/utility to be used to create a plot like those?
You’re a new generation. Back when I went to University of Cologne, I spent at least EUR 20k on alcohol alone 🤣
228€ in total for haircuts? Where do I get these fabled 3€ haircuts per month?
The graph is incredibly linear. Made a ton of small trips rather than big ones? I would expect punctual peaks when moving between unis or travelling.
As a parent paying for a university life in the EU, I would not agree to money being invested. If they don’t need the money, they should give it back.
Otherwise it is a gift and nothing to do with the 7 years of expenses!
i like how it looks like covid made you spend less money. assuming that’s not just lost income or something.
Damn. I want your parents
80000 sounded like a lot of money, but broken down per month it’s actually pretty frugal. I think I spent more during university.
Honestly that makes the American student loan thing way more plausible.
1000€ driver licence seems cheap. Where did you make it? Also, no costs for health insurance? (covered by your parents)
8k€ in tuition. For 7 years. I am about to pay 8kUSD for my kids first semester. This kinda makes me ill
To lazy to get a part time job?
€21500 on rent. Divided by 7×12 makes it €255 a month on rent. Did you share a room with multiple people to rent this cheap?
Single person rooms cost more than double.
This is why Europe is Europe and why people want to move there – as a student u can do with under a grand a month and find money to invest as well… wishing you good luck and wisdom for your future…
I’m Canadianand I just can’t fathom never working and living solely on my parent’s dime. But good on you.
I’m sure Americans can’t fathom being debt free and living without financial anxiety.