[OC] How Payment Giants make money
Posted by sankeyart
![[OC] How Payment Giants make money](https://www.byteseu.com/wp-content/uploads/2025/02/w0hgfn21vtie1-1369x1536.png "[OC] How Payment Giants make money")
[OC] How Payment Giants make money
Posted by sankeyart
5 Comments
Source: Visa investor relations + Mastercard investor relations
Tool: [SankeyArt](http://sankeyart.com) sankey diagram creator + illustrator
What is value added services for Mastercard?
Where is the money they make on people who carry a balance with their crazy-high interest rates? Are those the euphemistically named “Services” and “Value-added Services”?
Got to show market share to show how they really make money
The network and processing are shockingly TINY. The CC networks are incredibly fast and very resilient, along with utterly top notch security. How are those costs that low?