Mum accidentally transferred £9,000 to wrong bank account – and man ‘kept it’
https://uk.news.yahoo.com/mum-accidentally-transferred-9-000-121830291.html
Posted by tyw7
Mum accidentally transferred £9,000 to wrong bank account – and man ‘kept it’
https://uk.news.yahoo.com/mum-accidentally-transferred-9-000-121830291.html
Posted by tyw7
37 Comments
This is why before the money is sent they show you all the details of the account you’re sending it to and make you press another button to confirm they’re correct
My little tip: when checking the account and sort code numbers, first do it left to right as usual, then repeat it right to left. The chances of making the same mistake in two directions is greatly reduced.
Also, if this is the first transfer and is of a significant amount, do a small test transfer first.
>Anne paid Warren £300 in April 2023 when her brother intended to rent a room from him, so his bank details were saved to her app with the name “Alan”. She made two payments of £5,000 on May 24, 2023, and £4,147 the following day.
Incredible how poor some people’s decision-making skills are when it comes to their finances and large sums of money. Tip for anyone who wants to prevent this from happening to them: don’t save a stranger’s bank details under a family member’s name.
Her mistake but the guy is an arse for not giving it back
This is why when sending a large amount of money, I always do a £1 test first
“She also contacted her bank, Natwest, who managed to recover £730 from his account and returned it to her. Warren admitted to theft at Derby Magistrates’ Court on January 23, 2024.
He was instructed to pay her compensation of £8,417 and received a 16-week prison sentence, suspended for 12 months. However, Anne claims he has only repaid her £520 so far.
Court emails indicate that officers are doing “everything, within our legal powers, is being done to recover the money owed” but have not been able to secure any further payments. Anne, from Derby, Derbyshire, expressed her frustration, saying: “It’s disgusting – it just shows that crime does pay.””
These suspended sentences are getting a little silly and it seems are now just a 100% get off Scott free.
If you’re not paying your court mandated victim compensation then shouldn’t you have to actually go complete your sentence.
some people will think her mistake excuses anything that happens to her
You make mistakes and you do run the risk of being exploited by twats.
But that still makes the man a complete twat.
And her actions do not excuse him
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What does the fact that she is a mum have anything ro do with the story?
How is it relevant that she’s a ‘mum’? Let’s see if the ‘man’ is a father too then?
i have two accounts in my name every time i send money to myself it’s says its the wrong i always double check anyway.
i think its a default setting to cover the banks ass
This is why online banking stresses me sooooo much . Even when I 100% know it’s the right person I have the same worry
I’m surprised by the amount of victim blaming going on. She’s 56, she’s not ancient but certainly from a generation that doesn’t necessarily have all the technical expertise we do today. She had a one off payment for her brother and months or years later saw his name and sent money, having obviously forgotten about the one off payment.
It’s a fuck up, and I’m glad the ex-landlord has been charged, but when these people try to pay back pennies, it’s time to start seizing their assets until the full amount is repaid.
Why isn’t it a criminal offence?
If the government transfers money into your account wrongly you are required by law to pay it back.
I mean your banking app will check the bank account details before you send! What an absolute divvy
I thought banks can claw back money sent to wrong account now? Even if the person already spent or moved it (account essentially goes into overdraft). Is that not the case?
Why would she put James in as Alan in the first place?
I’m not saying this is the case here, but it immediately reminded me of a common scam it’s worth noting though it’s usually applicable to goods and services and takes the following form:
Person sends money, asks for some or all back due to mistake, disputes the original payment and has it reversed (because the two aren’t inherently linked, except in your mind), runs off with both lots of money.
[https://en.wikipedia.org/wiki/Overpayment_scam](https://en.wikipedia.org/wiki/Overpayment_scam)
Again, not the case here, just good to be aware of the risks of sending money back in some situations.
This is my nightmare. Even when my bank had confirmed an early mortgage repayment went through, I still panicked that I’d done what this woman has when the morons in santander sent out a document that used the wrong balance of my account.
Something tells me the 3 screens asking her to make sure the recipients info is correct meant nothing to her
Would count as unjustified enrichment and she should be able to claim it back surely
That’s why you send £1 first, if it’s to a new account, just to be sure.
Well that would be theft so you report it to the police.
Years ago I had someone’s salary put into my account by mistake. I went to bank and told them and it was sorted.
I just knew it wasn’t mine and couldn’t have, in all conscience, kept it.
To try to avoid doing something like this when sending large amounts of money, I usually send a test amount of £1. Only when I have confirmed that it has been received correctly do I send the rest.
Always, always send £1 first. Confirm with the person they received it then send the rest. I work for a bank and give this advice to everyone.
Her mistake to make but what a scabby rat the guy is.
I mean it’s pretty obvious she wasn’t gifting him 9 grand. It’s not difficult to not be a wanker especially when if the boot was on the other foot he wouldn’t like it.
If he won’t pay they should garnish it from his property profile or his rental earnings whilst he can sit his arse in jail.
For anyone that may see this msg….
TIP : Always transfer a small amount first (don’t tell the other person the amount) and get the other person to confirm the amount before transferring large sums of money.
It can happen but keeping the money is a crime, if one is not entitled to it.
That’s like proposing to the wrong girl by accident, then going through with a whole wedding before realising ur mistake.
wow we can send £9,000 in single transaction didn’t know it
Yes she should have been more careful. Personally, whenever I have to send money to someone, I will send a small amount first to make sure I have the details correct and then send the rest.
The issue here is the banks. They have the ability to set it so you can get your money back if you’ve sent it incorrectly, they could even create a “cooling off period” IE You have 24 hours to undo the transfer, after that it’s gone.
If the bank sends someone money incorrectly, even to another account – they’re allowed to get it back. You make that mistake? Nah you’re pretty much fucked unless you’re lucky in court.
A lot of these comments are very wrong. Yeah she made a mistake… obviously – people do. Doesn’t mean she deserves to lose the money. If the bank makes a mistake and sends you some amount of money, do you think you legally can keep it? Why would it be any different here. Same thing with your employer. If they double pay you, you don’t keep it. If you spend money you know isn’t yours, you’re in the wrong.
On a side note, why does her parental status mater, and his not?
Maybe if she put the pint down, she’d be coherent enough to check details, no sympathy I’m afraid, didn’t even check the first payment reached before sending the second, surprised the courts even set up a payment plan, she must have fought tooth and nail for that.
Same as getting money from an ATM in error. Criminal to keep it.
What are these newspapers that publish fucking tell-all interviews with tweaked out dipshits? Nice payday for the man at any rate.